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Ms Zahida is a 39-year-old married woman. She is a mother of seven children - three daughters and four sons - in which three of them are earning. But the increasing expenses are far more than the earnings. Therefore, she is striving hard to meet their demands, including food, clothing, and health. Her husband is employed at a small restaurant.

She has had a business of stitching for many years. She receives orders for special occasions like weddings. She is well familiar with stitching techniques. She initiated her business with the support of the Kashf foundation; she took her first loan, which amounted Rs 20,000, to purchase a sewing machine. At present, she enjoys a great client list and has gained a lot of appreciation and popularity within her community. Currently she requests a loan of Rs 20,000 again to buy spools of threads with packs of lace, ribbons, and zippers in various colors. Then, she will be able to meet the demands of her customers without fail. She hopes to grow her business and dreams of giving good quality education to her children through all her hard work.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 204
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 97.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Zahida to buy spools of thread with packs of lace, ribbons, and zippers in various colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 27, 2012
Feb 1, 2013
Currency Exchange Loss:
Jan 17, 2014