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Karume Group
In this Group: Lusia, Mwanahamisi, Salima, Ally, Prisca, Sikujua, Mohamed, Abubakari, Nasma, Isaka, Sada, Mtumwa
Lusia, who is in her mid-30s, is married with three school-going children. She has been selling sarongs, fabrics and chapati (flat bread) for 15 years now. She works from 8 a.m. to 3 p.m. daily and is able to make a fair monthly profit.

This will be her fourth loan from Tujijenge Tanzania. Lusia used the previous loans to pay her children's school fees, buy a plot of land and build a small house. She also bought more sarongs and fabrics as well as two bags of baking flour and a bucket of cooking oil for making more chapati and a sack of charcoal. She has paid all her loans successfully. She requests a loan to buy more sarongs and fabrics to resell. Her dream is to one day own a clothing shop.

She will share this loan with her loan group "Karume" with 12 members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 28
    View loans »
    Tanzania Loans Fundraising
  • $16,182,650
    Funds lent in using Kiva
  • 1,598.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Karume Group's $2,800 loan helped a member to buy more sarongs and fabrics to resell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jan 16, 2013
Jan 17, 2013
Currency Exchange Loss:
Aug 17, 2013