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Bibimaryam is a kind and hard working woman. She's twenty-six years old, married and has one 5-year-old kid. Bibimaryam's husband went to find work in Russia; however, he doesn't send home enough money, which has led Bibimaryam in search of work to provide for their everyday needs.

Bibimaryam plans to start her own business. She took some "Achieve Success" courses funded by the "Working Women's Association" and received a certificate of completion. The courses provided her with a great deal of information and she's certain of how to organize her business.

She wants to become a reseller of various groceries and food, because those are always in high demand. She wants to use the profits to improve her living conditions. Bibimaryam is asking for a loan of 5000 somoni in order to purchase her first inventory and begin her business. She hopes for your help.
View original language description ↓
Бибимарям добрая и трудолюбивая женщина. Ей 26 лет. Она замужем и на воспитании имеет 1 ребенка, которому 5 лет. Она сама должна справляться с ежедневными расходами, так как ее муж трудовой мигрант в Российской Федерации и не отправляет достаточно денег для проживания Бибимарям и ее 5 летнего ребенка.
Бибимарям планирует организовать свой бизнес. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Она получила много информаций для себя, и теперь она уверена в организации собственного бизнеса. Она хочет заниматься купле продажей продуктов питания, так как продукты питания всегда имеет большой спрос. От полученного дохода она планирует улучшить условию проживания. Она запрашивает займ на сумму 5000 сомони для покупки товара, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 223
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Bibimaryam to buy goods in order to start a business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 10, 2013
Jan 17, 2013
Currency Exchange Loss:
Feb 17, 2014