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This is Renato. He is 42 years old and a resident of Cavite, Philippines. He is married to Rose who is a housewife. They have four children. He and his wife manage their household while operating the business. He is working hard to provide income for their everyday expenses.

Renato has a buy and sell business where he sells pocket books, newspaper, candies and cigarettes. His regular customers are his neighbors and the local community. He earns a minimum of 350 Philippine Pesos (PHP) in sales every day.

To help him continue operating his business, he is requesting a 22,000 PHP loan. He will be utilizing the loan to buy products such as candies, cigarettes, newspaper and pocket books. He expects a boost in his business income as he expands his business.

Renato hopes to expand his business and dreams to be prosperous in life. He faithfully meets up with his co-fellowship members to share stories of work every week.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 447
    View loans »
    Philippines Loans Fundraising
  • $69,731,675
    Funds lent in using Kiva
  • 40.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Renato to buy more products such as candies, cigarettes, newspaper and other products needed in his business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Jan 16, 2013
Currency Exchange Loss:
Jul 17, 2013