A loan of $375 helped to buy fertilizer and insecticides for his rice field.

Melchor's story

Farming has been the business involvement of Melchor for 23 years. He is married to Jocelyn, who is a business-oriented woman. The couple have been blessed with eight children. Out of the eight children, only one has settled for marriage, while five children go to school, and the other two work.

Melchor is a hardworking man full of hope. With the large household size he has, Melchor doubled his efforts and time in order to sustain the family's daily necessities and send his children to school. He is thankful because his wife is supportive in his every decision in life. His wife manages a school canteen and raises hogs as their additional source of income. But, due to the abrupt increase of their household expenses, Melchor struggles due to the shortage of capital. With regards to this matter, he is requesting a loan of PHP15,000, allowing him to buy fertilizer and insecticides, which will be used in ensuring the proper growth of his rice crops and enabling him to earn a greater income. Melchor hopes and prays that he can obtain a plentiful harvest this next crop season so he can sustain their basic needs, improve their way of living, and let his five remaining children finish their studies.

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