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Julian, 57, is married and has 2 children. He lives in a town in the municipality of Santa Cruz de Yojoa. Julian has worked as a farmer his whole life. He cultivates coffee and staple grains such as corn and beans. He takes his products to the local markets to sell. Julian wants to continue with the care and maintenance of his crops, and so he is requesting his 2nd loan from ODEF for 13,000 Honduran lempiras. He will use the funds to buy chemical and organic fertilizers to maintain his crops. His goal is to continue to work and get ahead with his harvests.
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Julián, tiene 57 años de edad, casado, tiene 2 hijos y vive en una aldea del municipio de Santa Cruz de Yojoa. Don Julián toda su vida se ha dedicado a la agricultura, produce café y granos básicos como maíz y frijoles. La producción que saca la vende en los mercados locales. El quiere continuar con la asistencia y mantenimiento de sus cultivos por lo que ha solicitado un segundo préstamo a ODEF y es por 13,000 Lempiras, lo utilizara para comprar fertilizantes y abonos para la siembra y mantenimiento de dichos cultivos. Su meta es seguir trabajando y salir adelante con las cosechas.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 54
    View loans »
    Honduras Loans Fundraising
  • $9,879,400
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Julián to buy chemical and organic fertilizers for his crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 11, 2013
Jan 16, 2013
Currency Exchange Loss:
Feb 17, 2014