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Yamili Zamir
Yamali, 28, lives in Ica, Peru. Ica is a warm and welcoming city, which has many tourist attractions like "The Huacachina Lagoon". Yamali is a young woman eager to get ahead, which is how, with a lot of effort, she was able to get a degree in primary education. As a result, she was able to get a job at a school in her city, where she currently works. She works around 8 hours a day and the fruit of her labor, she is able to help her parents with household expenses. She believes she is doing well at work because she is very charismatic with the children, and above all, she is very patient.

Yamali is very grateful to Kiva lenders because with their help, she can make improvements to her home, which is made of adobe. She will reinforce the walls with good-quality material and with this improvement she will be able to have a better quality of life and above all, give her family a better quality of life and keep striving to realize her dream of having a master's degree in education.
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Yamali tiene 28 años de edad, ella vive en Ica, Perú. Ica ciudad cálida y acogedora, en la cual podemos encontrar muchos atractivos turísticos como “La Laguna de Huacachina”. Yamali es una joven con muchas ganas de salir adelante, es por ello que con mucho esfuerzo logro estudiar la carrera de educación inicial y gracias a ello pudo tener un empleo en un colegio de su ciudad, en el cual labora actualmente; ella trabaja alrededor de 8 horas al día y con el fruto de su trabajo puede apoyar a sus padres con los gastos del hogar; ella cree está saliendo adelante en su trabajo porque es muy carismática con los niños y sobre todo tiene mucha paciencia.

Yamali está muy agradecida con los prestatarios Kiva ya que con la ayuda brindada podrá realizar mejoras en su vivienda, ya que esta es de adobe, ya que realizar un reforzamiento de paredes con material noble y con esta mejora podrá ayudarle a va tener una mejor calidad de vida y sobre todo poder brindarle a su familia una mejor calidad de vida y seguir luchando para lograr hacer realidad su gran sueño:” Tener una maestría en educación”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 84
    View loans »
    Peru Loans Fundraising
  • $63,818,750
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD