Perpetual is a petty trader; she trades in ladies' accessories, like earrings and necklaces, in Ankaful, near Abura. She has been in this business for 4 years now. Perpetual is a widow and has 2 children. As a single parent, she uses her income to feed, cloth, and pay for her children’s school fees. Perpetual needs this loan to purchase a variety of ladies' accessories to increase her sales. With the new profits, Perpetual will expand her business.