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Alex Paul
Alex lives in the warm and welcoming city of Camaná. He is a hardworking man and above all has a contagious happiness. He has been working in whatever small business opportunity he had since his youth, since his parents only had limited resources and he had to help support them. It’s for this reason that he was only able to complete middle school, but he would have liked to study civil engineering.

Each morning he works as a field hand and works about nine hours per day and helps his parents with the household expenses through the fruits of his labor. He believes that he is getting ahead because he is responsible and above all he is honest.

Alex is grateful to the Kiva lenders who have made it possible for him to make improvements to his parents’ house. He can improve the roof because the rain sometimes causes floods. In this way he can provide a better quality of life to her family and continue working to be able to achieve his greatest dream, “to build a home out of solid materials.”
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En la cálida y acogedora ciudad de Camaná vive Alex, un hombre muy trabajador y sobre todo con una alegría contagiante. Desde muy pequeño trabajaba en cualquier oficio pequeño que s ele presentara ya que sus padres tenían pocos recursos económicos y tenía la necesidad de apoyarlos, es por ello que solo tuvo estudios secundarios, pero le hubiera gustado estudiar la carrera de ingeniería Civil.

Con cada amanecer Alex trabaja como obrero agrícola, el labora alrededor de 9 horas al día y con el fruto de su trabajo apoya a sus padres con los gastos del hogar; el cree que está saliendo adelante en su trabajo porque es responsable y sobre todo honrado en su trabajo.

Alex está muy agradecido con los prestamistas Kiva ya que gracias a la ayuda que le han brindado el podrá realizar mejoras en la vivienda de sus padres, ya que podrá mejorar el techo de la vivienda y poder ya que debido a las lluvias en algunos casos se producen inundaciones, de esta manera el podrá darle una mejor calidad de vida a su familia y seguir luchando para poder hacer realidad su más grande sueño:” construir su vivienda de material noble”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD