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Dar Group
In this Group: Gema, Bernadetha, Anastazia, Doreen, Magreth, Monica, Asha, Tassiana, Sophia, Tertula*
* not pictured
Gema, who is in her mid-30s, is single with two children. One of her children goes to school, and another one is still small. She has been running a retail shop selling drinks at wholesale price for six years now. She works from 8.00 am to 4.00 pm daily and can make a fair monthly profit.

This will be Gema's 11th loan from Tujijenge Tanzania. She used the previous loans to increase her business stock, pay school fees, and cover household expenses, and she has paid back all her loans successfully. She now hopes for a loan to increase the stock of drinks for her shop. Her dream is to one day be able to build her own house.

Gema will share this loan with her loan group "DAR," which has 10 members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 48
    View loans »
    Tanzania Loans Fundraising
  • $15,699,975
    Funds lent in using Kiva
  • 1,598.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Dar Group's $5,575 loan helped a member to increase the stock of drinks for her shop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 27, 2012
Jan 17, 2013
Currency Exchange Loss:
Jul 17, 2013