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Sortman is from Tskaltubo district. He is 47 years old, married and lives with his wife, parents and three children. The children go to to the local school. Sortman’s parents are pensioners.

The family is involved in an agricultural business; Sortman runs a small dairy farm. He has two milk cows, whose milk is used for cheese products, which are sold at the local open market. Besides his agricultural activities Sortman works as an artisan locally, and gets a monthly income.

He has requested a loan to renovate the house. The existing house is old and damaged; Sortman will purchase building materials and repair it. Then, the living conditions of the family will be improved and they will be able to spend their evenings, after a hard working day, in a more comfortable environment.

Sortman hopes for your help and kindness

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 51
    View loans »
    Georgia Loans Fundraising
  • $8,637,875
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,825 helped Sortman to renovate the house.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Dec 29, 2012
Jan 16, 2013
Currency Exchange Loss:
Aug 17, 2014