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Juu Kwa Juu Group
In this Group: Wales, Victor, Faustin, Damas, Leons, Emmanuel, Tumaini, Joseph, Aggrey, Dickson, Elisalia
Wales is in his early 30s and married. He has been selling charcoal for four months. Previously he was employed at a company. He works from 8:00 AM to 6:00 PM daily and is able to earn a small monthly profit.

Wales is requesting his first loan from Tujijenge Tanzania, which he will use to buy more sacks of charcoal to sell. His dream is to own a big grocery store one day.

Wales will share this loan with his loan group Juu kwa Juu, which has a total of 11 members who will hold each other accountable for repaying the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 28
    View loans »
    Tanzania Loans Fundraising
  • $16,172,650
    Funds lent in using Kiva
  • 1,598.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Juu Kwa Juu Group's $4,850 loan helped a member to purchase more sacks of charcoal to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 15, 2013
Jan 16, 2013
Currency Exchange Loss:
Aug 17, 2013