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Sivai M., 37, is married with 3 children. She has many years of experience in the taro plantation and pancake business. She sells to the general public and villagers 3 days per week.

Sivai has 2 previous loans with SPBD. She expects her weekly net cash flow to be 600 Tala (~250 USD). SPBD loans are Sivai’s only access to capital because she was never able to qualify for a loan with the traditional banks. Both she and her husband are unemployed, but are self-employed runnning their business. Their three children are schooling at their village primary school.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 22
    View loans »
    Samoa Loans Fundraising
  • $8,130,550
    Funds lent in using Kiva
  • 2.5
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Sivai part of her loan will be used for purchasing gromoxone, sting, weedkiller and for her pancake business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 23, 2008
Jun 8, 2008
Currency Exchange Loss:
Jul 15, 2009