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Malkhaz is 45 years old. He lives with his mother, wife and two children in the small village of Vani district. His children go to school, and his mother is provided with a retirement pension.

Malkhaz works as an artisan and gets a monthly income. The family also runs an agricultural business. In particular, they have two milk cows whose milk is used in cheese production. Besides the cows, they have a vineyard with 1,500 vine trees, and 1.5 hectares of agricultural land where nut trees are grown. They sell cheese, nuts, wine and vodka locally.

Malkhaz is a very hardworking man and has a rich experience in his business. He requested a loan to build a greenhouse. After building the greenhouse, he will sow cucumbers, tomatoes and greens. This will increase the income of the family. With increased income, they will be able to improve their living conditions. He awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 31
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Malkhaz to build a greenhouse.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 3, 2013
Jan 16, 2013
Currency Exchange Loss:
Oct 17, 2013