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Zaza is 33 years old, single, and lives with his mother and brother. He is from Khoni district. The family is involved in the agricultural business. Zaza runs a small dairy farm. He has five milk cows, with the milk used for cheese products, which are sold at the local open market. He also has two pigs and sells piglets locally. The family grows tomatoes in the greenhouse and sells the harvested products to vegetable retailers. Zaza does all relevant agricultural work to ensure a good harvest.

Zaza is requesting a loan, which he will use to renovate his house. The existing house is old and damaged. Zaza will purchase building materials and repair it. Then, the living conditions of the family will be improved and they will be able to spend their evenings after a hard working day in a more comfortable environment.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 38
    View loans »
    Georgia Loans Fundraising
  • $8,314,800
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,350 helped Zaza to renovate his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 11, 2013
Jan 16, 2013
Currency Exchange Loss:
Aug 17, 2014