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Salote S., 59, is married with 5 children. She has 5 years' experience in the grocery business. She sells to the village people and general public 7 days per week.

Salote has 3 previous loans with SPBD. She expects her weekly net cash flow to be 300 Tala (about US$ 125). SPBD loans are Salote’s only access to capital because she was never able to qualify for a loan with the traditional banks. Education and home improvement and also her church activities are important to her.

Her husband used to be a successful businessman and he originally started the business. Her kids help her with a lot of the hard work. Her children who live overseas also send money and supplies for the business.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 64
    View loans »
    Samoa Loans Fundraising
  • $8,626,150
    Funds lent in using Kiva
  • 2.5
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Salote purchase sacks of rice, flour, sugar, salt, snacks, canned food, etc.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Jul 9, 2008
Jun 8, 2008
Currency Exchange Loss:
Oct 15, 2009