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Tima P., 47, is married with 4 children. She has 3 years' experience in the taro and banana business. She sells to the village community and Fugalei market 3 days per week. She has previous loans with SPBD.

Tima expects her weekly net cash flow to be 250 Tala (about US$ 104). SPBD loans are Tima’s only access to capital because she was never able to qualify for a loan with the traditional banks. She used to support her kids at school by paying for their school expenses for second term and also for home improvement. Her husband helped her in running their business and that is by planning everything for the betterment of their project.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 64
    View loans »
    Samoa Loans Fundraising
  • $8,620,100
    Funds lent in using Kiva
  • 2.5
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Tima purchase chemicals, back sprayer, bush knives, shovel.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 5, 2008
Jun 8, 2008
Currency Exchange Loss:
Aug 15, 2009