A loan of $850 helped to buy general merchandise.


Gloria Del Carmen's story

Gloria, 33, is from the municipality of San Francisco Libre but has lived in Managua for the last three years. She’s married and the mother of two children who are 1 and 7 years of age. She’s a merchant by occupation. She has a variety store. She started working for a firm called Zona Franca where she’d sell her goods to customers. This is how she started her business with her own capital which was money she’d saved from her previous job. When she got married, she decided to start another business and used a capital of 12,500 colones and loans from financial institutions to do so. This business generates high daily income and she feels satisfied because she does very well in her variety shop. She wants to use profits generated by the variety shop to convert it into a mini supermarket to meet customer demand. Gloria’s asking for a loan to buy all the general merchandise like vegetables, cleaning supplies, shawls, clothes, shoes and a refrigerator. She feels that this loan will help her buy all the merchandise that she still does not have on hand and that’s most requested by her customers aiming at increasing sales and earning higher profits. One of her goals is to be able to buy her own car to transport herself and sell her goods in other Departments.

Translator profile picture

Translated from Spanish by Kiva volunteer Polliz


Loan details


Lenders and lending teams



Loan details