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Update on Hector

Hector continues making a living in the tourism business. He has been working in this business for several years now and has been successful, thanks to the determination that drives him in his work. He runs tours to Valle Sagrado, City tours in Cusco, and others. Hector is comfortable in this business considering that it allows him to help his family get ahead.

Hector is requesting this loan in order to buy spare parts and to do some maintenance work on his car. He is grateful for this loan and promises to make all of his repayments punctually.
View original language description ↓
El socio continua dedicandose a brindar el servicio de tours, el socio presta servicio de turismo, el socio lleva años en este negocio el cual le va bien gracias al empeño que le pone cada dia a su trabajo,el socio realiza tours como:Valle Sagrado,City Tours entre otros,el socio se siente bien con su negocio ya que mediante este el socio puede sacar adelante a su familia.

El socio solicita el credito para la compra de repuestos y para realizar el mantenimiento de su carro.
El socio esta agradecido con el credito y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

The member continues in the transportation business. He runs a tourism service to areas like the Valle Sagrado (Sacred Valley). He works from 8:00 a.m. until 5:00 p.m. This member has been working in this business for 6 years and it's going quite well, and because of his business the member is ... More from Hector's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 39
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Hector to buy spare parts and to do some maintenance work on his car.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 28, 2012
Feb 1, 2013
Currency Exchange Loss:
May 17, 2013
This photo was used before for a previous loan for Hector. It was first posted on Kiva on Oct, 2012. Learn More