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Julian Apaza Group
In this Group: Maria , Rosa , Amalia, Paulina, Primitiva, Lina Layla
DATE: 11/12/12

The “Julian Apaza” communal bank will start its first cycle in Pro Mujer as part of the Panamericana Focal Center. It has six members led by a governing board whose treasurer is Rosa. The members of the communal bank carry out a variety of activities, among which are: fruit sales, blanket weaving, potato sales and sweatshirt weaving.

The loan they’ll take out will benefit small businesswomen one of which is Rosa. She indicates that this is the first time she’s joined Pro Mujer having been invited by one of the institution’s promoters who visited her at home. She currently has a business making and selling blankets that she’s been working at for the last three years. She learned this technique from girlfriends and turned it into her occupation to generate income.

The loan she’ll take out now is to increase capital. She will buy wool at wholesale from street markets in El Alto and after making them will sell them in her sales stand. This way of working allows her to generate economic resources to support her family since she lives in a free union and has three children. When asked what she likes about Pro Mujer, she answers that she likes the health services.
View original language description ↓
FECHA: 11/12/12

La A.C. “JULIAN APAZA” iniciará primer ciclo en Pro Mujer, como parte del Centro Focal de Panamericana, está compuesta por seis integrantes y está dirigida por una mesa directiva donde la señora Rosa es la Tesorera. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de fruta, tejido de mantas, venta de mantas, venta de papa, tejido de busos.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rosa es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de la institución que le fue a visitar a su casa. En la actualidad ella tiene un negocio de elaboración y venta de mantas que viene trabajando hace tres años atrás; esta técnica la aprendió de sus amigas y la volvió un oficio para generar recursos económicos.

El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las ferias de la ciudad de El Alto, por mayor, y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos económicos para apoyar a su familia ya que ella vive en unión libre y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 153
    View loans »
    Bolivia Loans Fundraising
  • $36,669,875
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Julian Apaza Group's $750 loan helped a member to buy wool.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 9, 2013
Jan 15, 2013
Currency Exchange Loss:
Aug 17, 2013