Adriana is one of the members of the group El Futuro (The Future) 2. This group is located in the area surrounding La Romana, an area economically dominated by the sugarcane harvest. She makes her home here with her four children. She said that her most difficult challenge has been to give her children all they need, including a good education. She enjoys working and attending church.
Adriana is excited to be taking her first loan with Esperanza. She plans to use this loan to invest in her business by buying bags of used clothes that she sells in the flea market. She is Haitian and she lives together with her long-term partner who is also her children's father. Adriana will use her profits to reinvest in her loan and to save for her children. She thanks you all for your support.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.