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Maarifa Group
In this Group: Hamza, Aziza, Meshack, Ramadhani, Subira, Kassim, Mbegu, Fatuma, Msekeni, Mgeni, Hassani, Mariam, Koo, Vicky, Hadija
Hamza, who is in his late 40s, is married and has three children who are in school. Hamza has been managine his family by running a charcoal selling business since 2010. He works from 9am to 7pm daily and is able to earn a good profit monthly.

Hamza is requesting his first loan from Tujijenge Tanzania, which he wants to use to increase more stock in his business to resell. His dream is to one day be able to give better and quality education to his children and maintain a better life.

Hamza will share this loan with his loan group "Maarifa" which totals 15 members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 25
    View loans »
    Tanzania Loans Fundraising
  • $16,190,200
    Funds lent in using Kiva
  • 1,603.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Maarifa Group's $4,800 loan helped a member buy charcoal to resell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 9, 2013
Jan 15, 2013
Currency Exchange Loss:
Jun 17, 2013