Margaret MC. is a 32-year-old woman, married with three children aged 3, 14, and 18. They are in school and they all live in Montserrado county. Margaret is a high school graduate, and for the past six years she has been running a shop where she sells many items like soft drinks, beer, shout, Malta, water, etc. She has a lot of customers and her daily sales are very high, especially during the Christmas season. A problem she faces is to get her goods to her shop. She is requesting a loan to purchase more soft drinks, beer, shout, Malta, water, etc. for her business. She plans to expand her business and build a store in the future.