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Sinh's Group
In this Group: Sinh, Tinh, Duyen
Sinh was born in 1972. She has two adult children, and her husband is a farmer. His income is about 3,000,000 VND per month. Sinh collects iron scraps and raises pigs to earn a living. She earns about 4,000,000 VND a month, and her family’s total earnings are about 10,000,000 VND per month.

Sinh has participated in SEDA's credit program since 2012. In this first loan cycle, she would like to borrow 5,152,000 VND to buy more iron scraps to recycle. In the future, she wants to save more money for her family.

Other members who are part of Sinh's group include Tinh, who was born in 1974 and has two children, and Duyen, who was born in 1991 and has one child. They both collect iron scraps to earn a living, and each one wants to borrow 6,944,000 VND to do her job.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 56
    View loans »
    Vietnam Loans Fundraising
  • $17,244,150
    Funds lent in using Kiva
  • 20,846.4
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Sinh's Group's $925 loan helped a member to buy more iron scraps to recycle.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 4, 2013
Jan 15, 2013
Currency Exchange Loss:
Jan 17, 2014