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Lali is 40 years old; she lives in the Terjola district with her husband and two children. Her children are in school.

The family runs an agricultural business; specifically, they have a pig and a milk cow, whose milk is used in cheese production. They sell cheese locally in an open market at a good price. In addition, they have a vineyard and 0.6 hectare agricultural land, where nut trees are grown. They sell the harvested nuts and wine locally.

Lali is very hard-working woman, and does her best to ensure a good harvest. She has requested a loan to renovate the house, as their house is too old.

After the house is renovated, they will be able to improve their living conditions. Lali awaits your support!

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 50
    View loans »
    Georgia Loans Fundraising
  • $8,643,950
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,425 helped Lali to renovate the house.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Dec 29, 2012
Jan 15, 2013
Currency Exchange Loss:
Jun 17, 2014