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Ketevan is from a small village in the Samtredia district. She is 42 years old and lives with her husband, two children, and retired mother-in-law. Ketevan’s husband works locally as an artisan and earns a monthly salary. In addition, Ketevan owns a plot of land where nuts are grown. She does all relevant agricultural work to ensure a good harvest. The family sells on average 200-300 kg of nuts per year. In addition, Ketevan runs a dairy farm with a calf and two milk cows, whose milk is used in cheese products. The cheese is sold at the local, open market.

Ketevan works hard to do her best for her family. She requested a loan to change the doors and windows in her house. The rest of the loan will be used for renovation of the living room. Her existing house is old and damaged. Ketevan will purchase building materials and repair her home. Then the living conditions of her family will be improved and they will be able to spend their evenings after a hard work-day in a more comfortable environment. Ketevan hopes for your help and kindness.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 53
    View loans »
    Georgia Loans Fundraising
  • $8,637,875
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Ketevan to renovate her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 14, 2013
Jan 15, 2013
Currency Exchange Loss:
Dec 20, 2013