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María is a 29-year-old woman from the Ecuadorian moorland who works hard and delights in spending time with her beloved family. She is married and has a daughter who lives with her. María loves the countryside and has farmed and raised livestock since she was a child.

She is applying to FODEMI for a loan to buy sheep to raise and sell. She says her work is difficult, but she does it lovingly because the business is a family tradition and, when one puts effort into it, the returns are great. María's dream it to have a small farm with a lot of livestock to raise and sell in the local markets. With her earnings, she will give her daughter a good education.
View original language description ↓
Doña María es una mujer humilde del páramo ecuatoriano, ella tiene 29 años con mucha fuerza para el trabajo, María se define como una persona muy reservada, alegre en los momentos que pasa con su familia, María ama mucho a su familia ella casada y tiene una hija con quien vive, ha María le encanta el campo, es por ello que desde pequeña se dedicó a la agricultura y a la crianza de animales.
El crédito solicitado a FODEMI se lo invertirá en la compra de borregos para la crianza y la venta estos animales, María comenta que el trabajo del campo es sacrificado pero lo hace con mucho amor ya que se pasa en familia y cuando se pone muchas ganas las ganancias económicas son muy buenas.
El sueño que doña María tiene es el tener una pequeña finca con muchos animales para crianza y la venta y vender en los mercados y en las comunidades aledañas donde ella vive y con estos ingresos dar una buena educación a su hija.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria to buy sheep to raise, reproduce, and sell when they mature.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 7, 2013
Jan 16, 2013
Currency Exchange Loss:
Sep 6, 2013