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Nieve Mariana
Nieve, 45, lives in Orquídeas. She’s married and has two children who are 17 and 18 years old. She decided to find work to continue forward with her children’s education. Since no one gave her the opportunity to work for a firm, she decided to gather money to open a business selling clothes in general. Her sales gradually increased until she had the necessary clientele. She works every day by herself. Nieve works starting in the morning. She will use the loan to buy a house to improve her business and others. Her goal is to have her own locale in which to put her business.
View original language description ↓
Nieve vive en orquídeas. Tiene 45 años. Es casada tiene dos hijos de 17 y 18 años. Ella toma la decisión de buscar trabajo para seguir adelante seguir con los estudios de sus hijos. Como nadie le daba la oportunidad de trabajar en una empresa. Ella decide juntar dinero para dar apertura a su negocio de venta de ropa en general En la actualidad su ventas poco a poco creció hasta llegar a tener clientela necesaria. ella trabaja diariamente sola . Nieve trabaja desde la mañana .Con el préstamo ella comprara una vivienda para mejorar su negocio, varios, etc. su meta es tener su local propio para poner su negocio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Nieve Mariana to buy a house.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Dec 17, 2012
Jan 14, 2013
Currency Exchange Loss:
Jun 7, 2014