A loan of $1,500 helped to buy fertilizer and seeds, and support labor costs in order to get the best harvest.


Thomas's story

Thomas is married and has a seven month-old child. His wife works as a farmer. He has been an Irish potato grower for seven years. He would like to get this loan to buy fertilizers and seeds, and support labor costs in order to get the best harvest. With the profits, he plans to expand the area he has been using to get more output and build a house near the trading center for commercial purposes.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details