Nvard lives in Ararat village, with her husband and two children. Nvard owns agricultural land, where she grows apple, plum and apricot trees, and cultivates wheat. She works hard to gather a good harvest and have high income. But, unfortunately, the monthly income is hardly enough to cover her family's basic costs and sustain it. So Nvard has applied for this loan, to purchase wheat seeds and cover cultivation costs, to grow more wheat. This will significantly help Nvard to increase her income.
The loan is very important for Nvard to be able to ensure a better life for her family.
About SEF International
SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.