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Amalya is 20 years old and lives in Uyts village with her husband and grandmother.

Amalya is involved in agriculture. She keeps cows and chickens, and also owns agricultural land where she grows nut, apple, and pear trees. She gets milk, which she uses in cheese production. Then, with the help of her husband, Amalya sells that cheese in local markets.

As the only source of income for this family is agriculture, Amalya works hard to gather high income and cover the family's daily costs. Unfortunately, it is very difficult for her to sustain the family and at the same time cover operational costs, so Amalya has applied for this loan.

With the help of the loan, Amalya will purchase forage for feeding the livestock and will be able to save more money for the family's well being.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 136
    View loans »
    Armenia Loans Fundraising
  • $15,776,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Amalya to pay for forage for feeding the livestock.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Dec 27, 2012
Jan 14, 2013
Currency Exchange Loss:
Aug 17, 2015