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Gulo is 38 years old and from the Baghdati district. She lives with her husband, 2 sons, and mother-in-law, who is provided with a retirement pension. Her husband works as an artisan and gets a monthly income.

The family runs an agricultural business. In particular, they have a vineyard with 250 samples of vine trees. They sell wine locally at a good price. Gulo is very hardworking woman and does her best to insure a good harvest. She requested a loan for purchasing a milk cow. After purchasing a milk cow, she will produce cheese and sell it locally. This will increase the income of the family. With increased income they will be able to improve their living conditions. Gulo awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 45
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Gulo to purchase a milk cow.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 28, 2012
Jan 14, 2013
Currency Exchange Loss:
Feb 17, 2014