A loan of $3,975 helped a member to buy more shampoo, conditioner, and nail products for her small salon.


Mano Amiga Group's story

Juliana Calcaño is a young mother of two children, ages 7 and 9. In order to spend time with her children while continuing to earn a living, she has opened a small salon in her home. In the Dominican Republic, the women go the salon once a week for a hair wash and straightening. Juliana provides hair services, manicures, and different skin treatments. She sought out Esperanza to acquire a small loan that will allow her to buy more shampoos, conditioners, and nail products. As her business continues to grow, she hopes to employ several other young women to work in her salon alongsiD. her. In her free time, Juliana loves to cook and says that cake is definitely her specialty.


Juliana Calcaño is just one member of the 20 person bank, Mano Amigo. These Dominican entrepreneurs unite in solidarity, allowing them access to funding that they would otherwise never be able to receive on their own. The concept of this group bank paying their loan together is to reduce the risk of one person defaulting, as the othe members gladly help cover one another’s payments in order to receive their next loan together.


On behalf of Juliana, the Mano Amigo group, and the entire team here at Esperanza International, we thank you for your support and awareness of the global issue of poverty that you are helping to solve.

In this group: Juliana, Julia, Teresa*, Bonis, Marilyn, Ramona, Filiciana, Andrea, Berkys, Isabel*, Critina, Alexandra, Alejandrina, Deisy, Lucia, Andres, Alexandria, Crucita, Juana, Nicolasa
*not pictured


Loan details


Lenders and lending teams



Loan details