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Tsoghik is from Jrapi village in Shirak region of Armenia. She is a 46-year-old mother of two children. Together with her husband, Tsoghik is involved in cattle breeding. They keep livestock, which currently includes three cows, four mother pigs, 70 chickens, and six turkeys. Cattle breeding is the only source of income for Tsoghik's family, and it helps them to earn a monthly income. Unfortunately that income is enough only for covering the family's basic needs, and it is very difficult for Tsoghik to cover some operational costs. Tsoghik has requested this loan to pay for forage for feeding the livestock. The loan is very important for Tsoghik to earn a higher income and cover her family's basic expenses.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 172
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Tsoghik to pay for forage for feeding the livestock.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 21, 2012
Jan 14, 2013
Currency Exchange Loss:
Jul 17, 2014