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Sevda is Internally Displaced Person (IDP) from the Armenian-occupied territory of Azerbaijan, Kalbadjar region ,settled in Absheron region, Masazir village.

Sevda has had her own grocery store for 4 years. Her diligent, hard work has helped her succeed in business and maintain loyal customers.

Having borrowed $400, she bought foodstuffs.
Now she needs a loan of $1000 to buy 2 refrigerators.
Her business success will allow her to help her with family expenses.

Additional Information

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.

About Azerbaijan

  • $10,800
    Average annual income
  • 29
    View loans »
    Azerbaijan Loans Fundraising
  • $14,864,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sevda to buy 2 refrigerators.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 8, 2007
Mar 22, 2007
Currency Exchange Loss:
Jun 9, 2008