A loan of $700 helped to construct a zero grazing unit.


Lilian's story

Lilian lives in the Eldoret area of Kenya, which is training ground for many of Kenya's Olympic runners. She has four children and has been doing farming work for four years. Her primary income sources are milk, eggs, crops, and personal business. Lilian stated what is most enjoyable about farming: 'Earning from agriculture!' Her biggest challenge is: 'Lack of funds to boost production.' The animal on the farm is named, 'Tetat'. Lilian was asked why she chose Juhudi Kilimo for this loan, to which she replied: 'Learned about Juhudi from a friend.' This client was also asked what was learned during Juhudi's required micro-finance training session: 'How to invest in agriculture, through credit.' Her highest monthly expense is farming costs. When asked, 'How will this loan benefit your family?,' Lilian replied, 'increased income from increased milk production.' As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Lilian owns the following: 'cow, poultry, bicycle, automobile,' but does not own 'pig, pump, motorcycle'. Juhudi Kilimo also tries to measure any change in living standards, based on this loan. This borrower has in the household, 'mosquito net, TV,' but does not have 'electricity, solar power, running water, sewing machine, DVD'. Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and send the data to a central online repository, thus reducing paper use, making the process more efficient, and keeping costs down.



Loan details


Lenders and lending teams



Loan details