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This is Joey, 41. He is a resident of Silang, Cavite, Philippines. He is married to Irene, a housewife and mother to their children. Joey is working hard to continually provide income for their daily expenses.

Joey oversees operations of the family's jeepney transportation business. They have one jeepney which carries up to 16 passengers to their destinations within the community. Their regular passengers and customers are from the local community. Joey earns his income from the boundary (daily quota) the jeepney driver remits, a minimum of 1,000 PHP each day.

To help him continue his business operations, he requests a 15,000 PHP loan. He will use the loan to pay for the maintenance of his jeepney vehicle. He expects a boost in his business income as he expands the business.

Joey dreams of having more jeepneys and hopes to have a good and peaceful life. He faithfully meets with his co-fellowship* members to share stories of his work every week and draw strength and inspiration from his study of the Word of God.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay micro-finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 497
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 40.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Joey to pay for spare parts and maintenance of his jeepney vehicle.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jan 8, 2013
Jan 14, 2013
Currency Exchange Loss:
Jul 17, 2013