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Ma. Melodie
Ma. Melodie is married with 4 children, 2 of them are in school. She is a very hard working entrepreneur.

Ma. Melodie has a buy-and-sell banana business in the Philippines. Ma. Melodie requested a PHP 29500 loan amount through NWTF to buy additional sacks of bananas to sell.

Ma. Melodie has been in this business for 7 years. In the future, Ma. Melodie would like to save enough money so she can afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 378
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 40.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Ma. Melodie to buy additional sacks of bananas to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jan 3, 2013
Jan 14, 2013
Currency Exchange Loss:
Jul 17, 2013