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Young Melania is a single mother who works in a medical centre in the city of Leon. Se leaves her house at 6:30 a.m., starts work at 7 a.m. and finishes at 3 p.m. every day from Monday to Friday. She does this in order to provide for her three children.

Melania is requesting a loan from Ceprodel to pay for the school registration, fees and other school items of her children as she dreams of seeing them with a professional career and achieving a better quality of life.
View original language description ↓
La Joven Melania es madre soltera y trabaja en un centro hospitalario de la Ciudad de León, la Joven sale de su casa de habitación 6:30 inicia sus labores 7:00 am finalizando a las 3:00 pm con este mismo horario de lunes a viernes, realiza esta labor para llevar el sustento a sus tres hijos.

La Joven solicita un crédito a Ceprodel el que será utilizado para pago de matrícula, arancele y compra de útiles escolares, ya que ella sueña ver a sus tres hijos con una carrera profesional y así logren un mejor nivel de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 24.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Melania to pay for school registration, fees and other school items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 14, 2012
Jan 14, 2013
Currency Exchange Loss:
Jan 18, 2014