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Aracely Del Carmen
Aracely sells new clothing and cosmetics in general. She is 40 years old and uses the income from her business to help cover basic household expenses.

She needs a loan to expand her market and attract more customers so she can grow her small business.

She used to sell pork for a living, but started her clothes business six years ago with a plan to grow as a merchant. She began on her own initiative with economic support from her husband. She is married and has four school-aged daughters.
View original language description ↓
Doña aracely es comerciante de ropa nueva y cosméticos en general, ella tiene 40 años de edad y con los ingresos que obtiene de su negocio contribuye a solventar algunas necesidades básicas de su hogar.
Necesita de un préstamo para ampliar su mercado y tener mayor cantidad de clientes lo que permitirá crecer como microempresaria.
Antes de tener la venta de ropa vendía carne de cerdo, por lo que hace seis años inicia con su nuevo negocio con proyecciones de crecer como comerciante.
Su actividad comercial lo inicia por esfuerzo propio y con el aporte económico de su esposo.
Su estado civil es casada y tiene cuatro hijas, todas en edad escolar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,200
    Funds lent in using Kiva
  • 24.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Aracely Del Carmen to buy pants, shirts and little boys' suits.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 18, 2012
Jan 14, 2013
Currency Exchange Loss:
Sep 17, 2013