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Juana Vilma
Juana Vilma is a single mother with four children who has made a living selling costume jewelry in the city of León for 10 years. She has supported her household and her family has flourished. She begins selling at 5 a.m. and ends at 3 p.m.

She'll use the loan she's requesting from CEPRODEL to buy better-quality products such as hair clips, headbands, eye shadow, nail polish, lipstick, and other accessories.

This way she'll have greater sales and get more income, which will allow her to realize her dream of improving her home and giving her four children greater comfort.
View original language description ↓
La señora Juan Vilma es madre soltera de cuatro hijos y se dedica a la venta de bisutería en la ciudad de León desde hace diez años, con la que ha desarrollado su familia llevando el sustento a su hogar, inicia a ofertar sus productos desde las 5 am y finaliza a las 3 pm.

El crédito que esta solicitado a Ceprodel será utilizado para comprar producto de mejor calidad tales como piraña, diademas, chapas, cola, lápiz de ojos, vanidad, pinturas de uña y labio y así lograr mayores ventas para obtener mas ingresos, los que le permitirán realizar su sueño, como es la mejora de su vivienda y así brindarle una mayor comodidad a sus cuatro hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 30
    View loans »
    Nicaragua Loans Fundraising
  • $26,396,925
    Funds lent in using Kiva
  • 24.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Juana Vilma to buy hair accessories, eye shadow, nail polish, and lipstick.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 14, 2012
Jan 13, 2013
Currency Exchange Loss:
Aug 17, 2013