Update on Miriam CatalinaMiriam is a member of the Damas Responsables communal bank. She likes being in the communal bank because all of the members are friends and neighbors. She lives in a beautiful part of the city of Cuenca. This city is the third most financially important in the country. It has been a World Heritage Site since 1999. The people are friendly, gracious, and warm-hearted. They still maintain their culture and traditions.
Miriam is 35 years old, married, and has a 12-year-old son who is studying at a school in the city. Her husband is privately employed, and they live in their own house.
She devotes herself to selling natural products and raising and selling animals. This business activity allows her to be financially independent and helps her household financially. Most of all, it allows her to have the time she needs to take care of her family.
She used her previous loan to buy livestock, and she has gotten very good income. She repaid this loan punctually without any difficulties. She will use the new loan to buy pigs, guinea pigs, feed for the animals, and natural products. She will do this because it is a good business, and she has customers.
La Señora. Miriam tiene 35 años, es casada y en su unión conyugal ha concebido un hijo de 12 años de edad que está estudiando en un colegio de la ciudad. Su esposo es empleado privado, la casa en la que viven es de su propiedad.
Ella se dedica al comercio de productos naturales y a la cría y venta de animales, esta actividad le permite tener su independencia económica, ayuda en la economía de su hogar y sobre todo tiene el tiempo necesario para cuidar de su familia.
Su crédito anterior lo invirtió en la compra de ganado del cual ha obtenido muy buenos ingresos, en la cancelación de dicho crédito lo ha realizado en las fechas correspondientes sin dificultad alguna. Su nuevo crédito lo va a invertir en la compra de cerdos, cuyes, alimento para animales y productos naturales ya que es un buen negocio y ya cuenta con clientela,
Previous Loan DetailsMiriam is a member of the communal bank Damas Responsables. She lives in the city of Cuenca, which has a cold climate. There are many places to enjoy the countryside and nature. Since 1999 it has been a World Heritage Site. The people are friendly and gentle, and they still maintain the tradi... More from Miriam Catalina's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid