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Martiza is 38 years old and has four children. She lives with her husband and children in the town of Santa Cruz de Yojoa.

Maritza has been selling food for eight years. She prepares tacos, “baleadas” (the Honduran version of a burrito), fried chicken with plantains, and roasted meat to sell. Maritza has an established clientele in her neighborhood. She has been able to maintain a stable business by investing the various loans she obtained from ODEF.

Maritza is currently requesting her third loan, which amounts to 15,000 HNL, so that she can invest in the purchase of supplies such as meat, condiments, flour, lard, and other products that she uses in preparing the food that she sells. Her goals are to have a better standard of living and to maintain an active business. On a personal level, she hopes to acquire furnishings for her home, grow as an individual, maintain a good credit record, and help her children with their studies.

View original language description ↓
Maritza tiene 38 años de edad, tiene 4 hijos y vive junto a ellos y su esposo en el municipio de santa cruz de Yojoa. Ella lleva 8 años de dedicarse a la venta de comidas. Hace tacos, baleadas, pollo frito con tajadas y carne asada para vender. En su aldea ya tiene establecida su clientela. ha mantenido estable su negocio mediante la inversión de varios prestamos que ha obtenido en ODEF, actualmente esta solicitando el tercer préstamo que es por 15,000 Lempiras y lo va invertir en la compra de insumos como carnes, condimentos, harina, manteca y otros que utiliza para hacer comidas y vender. Su objetivo es tener un mejor nivel de vida y mantener activo el negocio. Como meta personal es adquirir artículos para su hogar, crecer como persona, mantener su buen record crediticio y ayudar a sus hijos con el estudio.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 38
    View loans »
    Honduras Loans Fundraising
  • $9,970,375
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Maritza to buy meat, condiments, flour, lard, and other products used in preparing her dishes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 22, 2012
Jan 13, 2013
Currency Exchange Loss:
May 17, 2013