A loan of $800 helped to improve his home.


Jose Carlos's story

In the district of Santiago, a district characterized by its great green landscapes due to the agriculture that flourishes in the region, lives Jose, a hardworking humble man that little by little has been getting ahead despite adversity. This is especially because he lives at the side of his wife and 3 marvelous children, who are 8, 6 and 1 years old. Jose does whatever it takes to provide for them what they need to get ahead, and this daily sacrifice is to give them the opportunities that he never had. Thus, he works everyday as a tractor driver. In other words, he offers his services to plow the cropland of the farmers in the area. He works about 8 hours a day, but when there are agricultural campaigns he works extra hours, and with this has some extra income. He thinks that he is getting ahead in this work because he is very responsible and careful in his work.
Jose is very grateful to the Kiva lenders, since thanks to the help they have provided, he will be able to make the improvements to his home. Currently, his house is made of adobe (a kind of brick made of mud) and with this support, he will be able to work on constructing his home little by little of superior material (brick and cement). In this way, he will be able to improve his family’s quality of life and to continue working everyday to make his biggest dream, “to give his children good careers and to see his house completely finished”, a reality.

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Translated from Spanish by Kiva volunteer Jacqueline Demeranville



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