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Las Viky Group
In this Group: Alexandra , Idania, Reyna Elizabeth, Lidieth Estela

Update on Las Viky Group

This group is composed of three enterprising members who are working. One of them is Alexandra, who has had an accessories store for four years. She will invest the money from the loan in buying accessories such as costume jewelry chains, earrings, bronze rings, hair pins and ponytail bands.

Idania sells also accessories and Lidieth rents video games at home.
View original language description ↓
Este es un grupo formado por tres socias emprendedoras que se dedica una de ellas Alexandra tiene su pequeño negocio de chiverías desde hace 4 años, el crédito lo invertirá en la compra de productos de chiverías como cadenas de fantasías, aretes, anillos de bronce, prensa pelos, prensa colas etc. Idania vende productos de chiverías y Lidieth alquila juegos de nintendo en su domicilio.

Previous Loan Details

The Viky Group is composed of three working women entrepreneurs. One of them is Alexandra who has a cafeteria-style minibus route which sells everything from soft drinks, pastries, bread ... etc. She wants to invest the loan in more inventory and more variety of products. She has three child... More from Las Viky Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,293,200
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Viky Group's $1,575 loan helped a member to buy accessories to sell, like costume jewelry chains, earrings, bronze rings, hair pins and ponytail bands.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 12, 2012
Feb 1, 2013
Currency Exchange Loss:
May 17, 2013