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Dios Nos Bendice Group
In this Group: Loyda Maribel, Pilar Del Rosario , Maria Auxiliadora
This is a group made up of three enterprising members. One of them is Loyda, who makes a living selling Avon cosmetics and electronic recharges of cell phone minutes for the businesses Claro and Movistar. She is a married woman who is 20 years old. Her husband helps her in the business. She will invest the loan in the purchase of Avon cosmetics like perfume, lipstick, nail polish, eyeliner and dyes as well as to purchase electronic recharges of cell phone minutes.

Pilar sells Avon cosmetics and María sells food and natural soft drinks.
View original language description ↓
Este es un grupo formado por tres socias emprendedoras una de ellas es Leyda se dedica a la venta de cosméticos de la Avon y recargas electrónicas de tiempo aire de la empresas Claro Y Movistar, es una mujer casada con 20 años de edad, su esposo le ayuda en el negocio. El crédito lo invertirá en la compra de cosméticos de la Avon como perfumen, pinturas de labios, pinturas de uñas, delineadores, tintes, y compra de recargas electrónicas de tiempo aire, Pilar vende cosméticos de la Avon y María vende comida y refrescos naturales.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,767,775
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Dios Nos Bendice Group's $675 loan helped a member to purchase Avon cosmetics like perfume, lipstick, nail polish, eye liner and dyes as well as to purchase electronic recharges of cell phone minutes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 12, 2012
Feb 1, 2013
Currency Exchange Loss:
May 17, 2013