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Sonia Rufina's Group
In this Group: Sonia Rufina, Emma Lucrecia, Teresa Eliana, Victor Abraham, Nelly Fiorella*, Larry, Yeni, Sadith, Natividad*, Rosario, Saul, Rayda Roxana, Marleni, Sharon Erceliz
* not pictured
These members belong to the Amigos del Milenio Communal Bank. This bank is located in Cusco district, part of Cusco province in Cusco department.

The featured member is Sra. Sonia Rufina. She is 33 years old, unmarried and has two children. This member has a print shop business. The member produces products such as birthday cards and invitations, among other items. The member works from 8 a.m. until 6 p.m. The member has operated this business for 11 years and it is going well. The member’s dream is to expand her printing business. The member is requesting a loan in order to purchase paper and ink for her printer.

The two small snapshots attached to the group photo are of members who had their pictures taken after the group shot. They requested permission to be absent due to work requirements.

The other members have businesses selling glassworks, operating a grocery store, selling clothing and selling beauty products.

The featured member is grateful to those who are part of her dream through this loan and is committed to making her payments on time.
View original language description ↓
Los socios pertenecen al banco comunal “AMIGOS DEL MILENIO”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Sonia Rufina ella es soltera y tiene 33 años y tiene 2 hijos; La socia trabaja en su negocio de imprenta, la socia hace trabajos como tarjetas de cumpleaños, tarjetas de invitación entre otros trabajos, la socia trabaja desde las 8:00 a.m hasta las 6:00 p.m,la socia ya tiene 11 años en este trabajo y le va muy bien, el sueño de la socia es ampliar el negocio de imprenta. La socia solicita el crédito para comprar papeles, tintas para la impresora.
Las socias que estan pegadas a la foto grupal, se les tomo despues la foto porque pidieron permiso por motivos de trabajo.
Los otros socios se dedican al negocio de venta de vidrios, negocio de venta de tienda de abarrotes, negocio de venta de ropa y negocio de venta de productos de belleza.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 80
    View loans »
    Peru Loans Fundraising
  • $61,860,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Sonia Rufina's Group's $3,500 loan helped a member to purchase paper and ink for her printer.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 28, 2012
Feb 1, 2013
Currency Exchange Loss:
May 17, 2013