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Sally Group
In this Group: Rosalina , Tita , Gregoria , Nilda
Gregoria is the featured borrower for Sally's group. She got together with her other group members to take this Al Majmoua loan because they have always been neighbors and friends since they came from the Philippines to work in Lebanon. She is seated on the right. She works as a house keeper like almost all of the Philippine citizens working in Lebanon.

Gregoria is a 53-year-old widow and mother of four. She is working hard to provide her family with a good and healthy living. Her own aim is to provide them with everything they might need and hopes that she can always be a good support for them.

Gregoria is applying for her fourth cycle loan from Kiva partner Al Majmoua in order to send the money to her family in the Philippines to help with their expenses. She hopes that one day she can go back home and start her own business and enjoy living with her family.

Nilda is the second one from the right, 56-year-old married woman. This is her fourth cycle as an Al Majmoua borrower. She is also a house keeper and wants to send the money to help her husband in the Philippines to start a new business of their own.

Tita is a 49-year-old married woman and mother of two children. She also works as a house keeper and wants to send money to her children to cover their needs. She is the second one from the left.

Rosalina is is a 52-year-old married woman, she sells clothes in her shop, which is a very good turning point in her life since she used to work as a housekeeper. She is willing to keep improving her business to improve her living and increasing her income. Rosalina wants to invest her fourth cycle loan from Kiva partner Al Majmoua in buying a new winter collection to attract new customers. She hopes to move back home and open her own business selling women''s clothes.

All of these women hope to be financially capable and one day go back to the Philippine and start their own businesses.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 58
    View loans »
    Lebanon Loans Fundraising
  • $19,546,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Sally Group's $1,600 loan helped a member to help with her family's expenses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Jan 14, 2013
Currency Exchange Loss:
Jul 17, 2013