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Insafa's Group
In this Group: Insafa, Touqeer, Shazia, Musarat, Shabana, Salma
Insafa, 40 years old, lives in Rawalpindi, Pakistan, with her family. She has been running a clothing business for many years. She purchases different types of clothing from the market and sells them in her community. Insafa is interested in purchasing a variety of warm clothes such as gloves, sweaters, coats, mufflers, etc. but finds it difficult due to financial constraints. She has therefore requested a loan from Kiva's partner, BRAC Pakistan . This will also help her to grow her business. Insafa dreams of providing a successful future for her children. She is very much thankful to Kiva and BRAC Pakistan.

Note: In the picture, Insafa is raising her hand.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 306
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 97.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Insafa's Group's $1,200 loan helped a member to purchase a variety of warm clothes to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jan 10, 2013
Jan 11, 2013
Currency Exchange Loss:
Nov 17, 2013