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Alexandr is a farmer. He has been involved in growing beats, wheat, barley, cabbage, potatoes, onions and carrots since 1994. His 18 year-old daughter, who studies to be an investigator in a university, helps him with the business. The business development started with 25 hectares of land, where Alexandr grew wheat and sunflowers. Alexandr decided to purchase a drip line for watering his land plot because it is very difficult to manually water the land during the dry summer period. His future plans are to install a closed-soil greenhouse. His personal plans are to provide his daughter with an education and to build a house. He needs your help to finance a drip line for watering.
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Александр - фермер. С 1994 года занимается выращиванием свеклы, пшеницы, ячменя, капусты, картофеля, лука и моркови.
Справляться по хозяйству ему помогает 18-летняя дочь, она учится на следователя в университете.
Развитие деятельности начиналось с 25 га земли, где Александр выращивал пшеницу и подсолнечник.
Александр решил приобрести капельную ленту для полива своего участка, т.к. в летний, засушливый период, очень тяжело осуществлять полив вручную.
В планах на будущие: поставить теплицы закрытого грунта.
В личных планах: обеспечить образование дочери, достроить жилой дом.
Нуждается в вашей помощи для финансирования капельной ленты для полива.

Additional Information

About Agro Capital Management

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.

As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $3,875 helped Alexandr to purchase an irrigation system.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 20, 2012
Jan 11, 2013
Currency Exchange Loss:
Jan 29, 2014